Real estate consultants · India & Dubai

ARAIKA™Channel Partners

Redefined Real Estate Tailored fit just right for you.

0%brokerage on every purchase

Above the noiseThirty listings won’t help. The right three will.

Our differenceWe study your readiness before we show you a single property.

Almost thereStep inside. Four doors are waiting.

Scroll to descend

The Lobby

Welcome in. Which door is yours?

Pick a door. A minute of questions, then a call back or a slot on our calendar.

Floor 1  ·  The Readiness StudyHow we work

Our method

Most advisors start with inventory. We start with you.

Before a single site visit, we map your goals, cash flow, family plans and appetite for risk. Then we tell you plainly whether now is the moment to buy, or to wait.

Readiness profileSample client · illustrative
Financial
82
Timing
64
Family fit
90
Risk appetite
48

“Ready to buy a home now. Invest in Dubai next year, with a ring-fenced reserve.”

  1. 1

    Listen

    An unhurried first conversation about what you’re building, who it’s for, and by when.

  2. 2

    Assess readiness

    We score finance, timing, family and risk, so the decision isn’t a guess dressed up as a deal.

  3. 3

    Curate

    Three options that fit, not thirty that don’t. Each is vetted for clear title, RERA registration and the developer’s delivery record.

  4. 4

    Close, and stay close

    Negotiation, loans, legal checks, registration and possession. After that, a review call every year.

Floor 2  ·  Zero BrokerageOn every purchase

Zero brokerage

You pay for the home. Not for us.

Whether it’s your first apartment, a Dubai rental or a share in a plot, you pay no brokerage to ARAIKA on the purchase. That leaves us free to give you the honest answer, even when it’s “not this one”.

  • 0% brokerageon every buy: apartments, villas, plots, Dubai and shared land.
  • Tailored shortlistingProjects chosen for you, not the ones with the biggest sales push.
  • End-to-end finance planningLoans, payment plans and cash-flow timing, worked out before you commit.
Floor 3  ·  Door I · Wealth CreationWealth creation plan

Wealth creation

Plant the perfect seed. Then watch it grow.

We park your funds in real estate that appreciates, and use credit the way the wealthy do, so a modest seed controls an asset many times its size. You bring the seed. We pick the soil, the season and how much water it can take.

  • The seedYour savings, placed where they grow instead of sitting idle
  • The waterMeasured credit, so a fifth down controls the whole property
  • The soilTier 2 growth belts with real infrastructure already funded
₹20 L
Bank funds the rest
8%
7 years
8.5%
Loan tenure
You control₹80 L
EMI a month₹52,070
Worth then₹1.37 Cr
₹24.3 L
gained, after every EMI is counted
₹14.3 L if you bought without a loan

Illustrative, not investment advice. EMIs assume a fixed rate for the whole tenure and no prepayment. Rent, tax deductions on interest and principal, and prepayments usually improve this picture; stamp duty, registration, GST and maintenance work against it. Property prices can fall as well as rise.

Floor 4  ·  Door II · Dream HomeLet’s understand what you want

Your dream home

Find your perfect home. Start with what matters to you.

Every search begins with a brief, not a brochure. Tap what matters most. We carry it into your meeting and shortlist only homes that tick those boxes, with site visits in person or on video if you’re abroad.

No priorities picked yet
Floor 5  ·  Door III · Invest in DubaiUnited Arab Emirates

Dubai investments

Rental income in dirhams. Up to 10% net, a year.

We shortlist managed-rental and assured-return projects from established Dubai developers, model your net income after service charges, and handle the purchase remotely, with buyback options where the developer offers them.

10%*Net annual ROI on select rental options.After service charges and management, as projected by the project.
3.6725Dirhams to one US dollar, pegged since 1997.Protection if the rupee falls against the dollar.
AED 2MProperty value that can qualify for a 10-year UAE Golden Visa.For off-plan, eligibility is judged on the DLD valuation at handover.
BuybackAttractive buyback options on select projects.A defined exit, in writing, before you invest.

Your Dubai rental, in numbers

Enter an investment and a net yield from our assured-return and managed-rental options.

AED 1.2M
10%
Net rent a yearAED 120,000≈ USD 32,676
Net rent a monthAED 10,000≈ USD 2,723

2-year residency route

Illustrative. Yields vary by project and are not guaranteed by ARAIKA. The UAE route thresholds are AED 750K (2-year) and AED 2M (10-year Golden Visa), based on DLD valuation.

  • High rental yieldShort-let and long-let options, with the numbers shown net of fees.
  • Protection against a falling rupeeYour asset and rent are in a dollar-pegged currency.
  • Attractive buyback optionsProjects where the developer commits to an exit price and date.
  • Handled from anywhereDeveloper due diligence, SPA review, payments and handover, coordinated for you.

*Up to 10% projected net ROI on select assured-return and managed-rental projects.

Two returns, not one

Rent is one return. The asset is the other.

Most buyers only count the rent. The second return is the property itself — Dubai residential prices rose 12.9% in the year to December 2025 and 6.1% in the year to April 2026, so the market is moderating rather than falling. And because a 30/70 plan lets you take the mortgage at handover, you hold a whole property having funded about half of it yourself. Move the numbers below and watch what that does.

AED 1.5M
Payment plan
60% of value
5.5%
6%
+4%

What actually leaves your pocket

Across construction30% of the value, plus the 4% DLD feeAED 510,000
At handoverthe 70% balance, less what the bank lendsAED 164,250
Every year afterthe tenant services the mortgageNothing
Out of your pocketAED 674,25045% of the value
Funded by the bankAED 900,00060% of the value
Property you ownAED 1.5Mall of it, from handover

Does the rent carry the mortgage?

Net rent
AED 7,500
Mortgage
AED 5,527

The rent covers the mortgage with AED 1,973 a month to spare — and the tenant is paying down a loan on an asset you own.

Where you stand five years after handover

Your own cashAED 600,000
Paid down by rentAED 96,556
Price movementAED 324,979
AED 1,021,536 your equity, against AED 674,250 of your own money — before counting the rent you kept.

Illustrative, not a forecast or an offer. Assumes a 25-year repayment mortgage taken at handover and rent from the first month. Non-residents are typically lent 50–65% of value at roughly 4–6.5%, decided by the bank at the time — not at booking. Service charges, management and void periods are inside the net yield. DLD 4%, mortgage registration 0.25% and a 1% arrangement fee are counted; price movement is whatever you set above and is not guaranteed by ARAIKA or anyone else.

Floor 6  ·  Door IV · Shared Land ModelBuild together, own separately

Shared Land Model

A spacious floor of your own, around 30% below builder prices.

We bring together families who want the same neighbourhood. You buy a clear-title land parcel together, then build one building with an independent, spacious apartment on each floor, each registered to its own family. Without a builder’s margin, marketing and overheads, owners typically save around 30% against a comparable builder project.

  1. GatherWe match families by location, budget and timeline.
  2. VetTitle search, zoning, FSI and approvals, checked before anyone commits a rupee.
  3. BuyA joint purchase with a registered co-ownership agreement that sets out every floor and share.
  4. BuildOne architect and one contractor, with your own finishes on your own floor.
Shared plot

Plan your parcel

Every figure below updates as you change the plan.

₹1.6 Cr
Families sharing the plot
1,800 sq ft
Construction standard
₹7,000/sq ft

Your unit, costed

What each family pays, against the same flat from a builder.

Your net cost, per unit ₹93.4 L ₹5,187 per sq ft
Builder price, same area ₹1.35 Cr ₹7,000 per sq ft plus stamp duty
What stays with you ₹41.5 L around 31% below the builder
Cost breakdown per unit
Net cost per unit₹93.4 L
Builder
100
Shared Land
69
Land & stamp duty Construction Lifestyle floor Sanction, design & contingency Builder margin, marketing & finance

Illustrative, not a quotation. Construction rates are typical turnkey figures and move with specification, site conditions and steel and cement prices. The number of floors depends entirely on the local authority’s sanction and the FSI permitted on that plot, so the family count is planned around what the plot allows, never the other way round. Sanction, development and labour cess charges vary by municipal corporation. Stamp duty and registration are taken at Maharashtra rates. The builder comparison excludes GST, which applies to under-construction purchases and not to a completed home you build yourself. We put real numbers on your specific plot before anyone commits.

Floor 7  ·  NRI Investment ConsultingYour hometown, handled

For NRIs

Invest in your hometown, from wherever you live.

Living in Dubai, London or Singapore, with a home in mind in Pune, Kochi or Indore? Tell us the city. We bring in a vetted local channel partner there for on-ground knowledge and site visits, while ARAIKA stays your single point of contact. Still zero brokerage.

  • One point of contactARAIKA coordinates your city partner, the developer, your bank and your paperwork.
  • Project due diligenceRERA status, title chain, approvals and the developer’s record of delivering on time.
  • Payments that stay compliantRouted through NRE/NRO accounts under FEMA rules, with the paperwork you need for repatriation.
  • Power of Attorney & registrationDrafted, attested and executed, so you rarely need to fly in.
  • Construction you can seeVideo walkthroughs and plain-English progress notes, then handover, leasing and rent collection.
Floor 8  ·  ARAIKA for CorporatesOffices, retail and bank branches

For Corporates

The right space to lease. Without the brokerage.

Offices, retail units, bank branches, showrooms and warehousing. We run the search, shortlist what actually fits the brief and negotiate the lease — and your company is never charged brokerage for any of it.

  • A brief, not a listing dumpFloor plate, frontage, footfall, parking, power load and the rent you can justify to finance. We search against that and come back with three options, not thirty.
  • Zero brokerage from youNo brokerage is charged to your company on any lease we place, whatever its size.
  • Papers before signaturesTitle, occupancy certificate, approved use, landlord or society consents and encumbrances — checked before a multi-year commitment reaches your desk.
  • Lease terms, negotiatedRent-free fit-out period, escalation, lock-in, security deposit, exit and restoration. The clauses that cost money in year four are the ones we argue over in week one.
  • Fit-out and handoverWe bring in architects and contractors for the fit-out and stay on until the space is usable, not just handed over.

The Penthouse

Some decisions are best made over chai.

Thirty minutes, in person or on video from anywhere in the world. No brochures and no pressure, just a clear view of your next move.

WhatsApp us
+91 90678 77115 contact@araika.in www.araika.in